A clearer view of what comes next.
Perspectives on business sales, Switzerland as a business location and property. Clear examples with a direct path to the relevant calculator.
Insights
Ideas, figures and perspectives for your next decision.
SwitzerlandSwiss market entry: how long does your reserve finance customer acquisition?
Swiss consumer sentiment gives context, but no sales forecast. The key question is how long your reserve lasts.
Read article
PropertyShort-term rentals: higher turnover does not mean higher free earnings
Short-term rentals can raise turnover, but free cash flow, financing capacity and local rules decide. A sober pre-purchase calculation is essential.
Read article
BusinessSelling a business: how much working capital belongs in the price?
Profit says little about the sale price: working capital, payment terms and the agreed handover mechanics shape the transaction.
Read article
SwitzerlandEuro revenue, Swiss franc costs: Can your Swiss site pass the exchange-rate test?
The piece measures the open EUR/CHF position of a Swiss site and shows what remains after revenue and costs are netted.
Read article
PropertyA 6% yield on yesterday’s price: what is your property capital earning today?
Compare the historical rental yield, the current sale value and a new project in the same calculation. Three original charts show the capital base, the proceeds that can really be redeployed, and the role of time and downside risk in project returns.
Read article
PropertyFinancing first: how much equity does your property tie up?
Why the financeable amount comes before the interest-rate comparison. Two charts illustrate equity requirements and cash flow at different financing ratios.
Read article
BusinessValuing your company: understand EBITDA, test the assumptions
How adjusted EBITDA and valuation multiples work together. An illustrative example and a practical starting point for Swiss SME owners.
Read article
BusinessEarn-outs and vendor loans: the same price, a different risk
Compare immediate cash, contingent consideration and vendor financing. An illustrative payment example and questions for a sale negotiation.
Read article
BusinessCompany value and sale proceeds: how much capital actually arrives?
Bridge enterprise value to equity value and cash at completion. A practical proceeds example for owners considering a business sale.
Read articleWhat do these figures mean for you?
Start by exploring your scenario. Joel Schmid is your personal contact for discussing your objectives and the next steps.