Commercial location comparison
Bring revenue, staffing, premises, financing and personal circumstances together. Separate recurring effects from moving costs, setup costs and transition periods.
I help entrepreneurs and investors assess the commercial case for Switzerland and prepare the next steps. Your business, personal position and wealth belong in the same decision framework.

For entrepreneurs abroad considering a personal move, a new Swiss business or the relocation of selected activities.
Bring revenue, staffing, premises, financing and personal circumstances together. Separate recurring effects from moving costs, setup costs and transition periods.
Prepare the business model, capital requirements and banking needs. Determine which functions, decision-makers and employees would actually be based in Switzerland.
Structure the sequence of incorporation, financing and operational launch. Coordinate tax, legal and residence questions with appropriate professionals and authorities.
These documents help with a detailed assessment. For an initial conversation, a short description of your plans is enough.
Not necessarily. A Swiss subsidiary, selected business functions and a personal move are different projects. First clarify the problem you want to solve and which activities can genuinely be relocated.
Salaries, employment costs, rent, currency, capital needs and personal expenses can change the outcome. The transition also costs money. Assess the company and owner separately before combining their economic effects.
An address alone settles neither tax nor residence questions. Registered office, effective management, foreign permanent establishments and personal residence need separate assessment. Requirements for working in Switzerland also depend on nationality.
Distinguish a personal move, incorporation and the transfer of functions, then agree the objective.
Model commercial alternatives and prioritise legal, tax and operational checks.
Develop a coordinated sequence with the professionals involved. Implementation rests on confirmed prerequisites.
Scope, responsibilities and fees are agreed before the mandate begins. Legal, tax and other specialist reviews are included as appropriate to the project.
Compare Germany, Austria, France or your own assumptions with a Swiss scenario. Include the business, owner salary and wealth.
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Yes. A commercial assessment can also be useful for entrepreneurs from third countries. Residence, employment, bank checks and corporate structure require individual assessment. Incorporating a company does not guarantee a residence permit.
No. Higher staffing or premises costs and an unsuitable operating structure can outweigh advantages. A useful comparison may conclude that a move is not economically attractive.
My focus is commercial assessment, banking, financing and coordination. Individual tax, legal and permit matters are assessed by the relevant professionals or authorities.
Tell me about your situation. We clarify which questions to address first and whether working together makes sense.
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connect@jbschmidconsulting.comAssess the financial implications of a Swiss location. Company, owner and wealth in one transparent comparison.
Combined annual economic difference
The Swiss scenario shows a higher result under these assumptions. Household budget plus retained company profit; retained profit is not personal cash.
* Provisional: exit-related taxes and transfer feasibility remain unassessed.
Replace the example figures. Home-country amounts are in EUR; Swiss costs in CHF. All costs are annual unless stated otherwise.
Single owner, no children, no church tax. All example budgets are editable. Salary is already included in EBITDA; exclude the owner from staff FTE.
A useful decision starts with understanding what changes. Explore your scenario from several angles.
| Position | Germany | Zug |
|---|---|---|
| Revenue | 4’750’000 | 4’750’000 |
| Personnel · all-in | -427’500 | -596’759 |
| Premises | -68’400 | -96’000 |
| Owner salary + employer costs | -201’780 | -201’780 |
| Other operating costs | -2’342’320 | -2’366’320 |
| EBITDA | 1’710’000 | 1’489’141 |
| Depreciation + interest | -142’500 | -142’500 |
| Profit before tax | 1’567’500 | 1’346’641 |
| Modelled profit taxes | -472’445 | -158’904 |
| Company profit after tax | 1’095’056 | 1’187’737 |
Three defined scenarios. Combined annual economic difference, before one-offs. These are sensitivities, not probabilities.
Swiss salaries +10%, premises +10%, revenue change −5 percentage points (floor −30%).
Exactly the assumptions you entered above.
Swiss salaries −5%, revenue change +5 percentage points (ceiling +30%).
Let's examine what could work in practice. Send your scenario to Joel as the basis for a personal conversation.